Skip to content

Ruth Fairhurst

Legal Director

Connect with Ruth Fairhurst:

Languages: German

Ruth is a Legal Director in the Financial Institutions group in our Manchester office.

She has a particular specialism in advising clients in relation to payment services, including advising on compliance issues, the development of new products, drafting and varying terms and conditions, advising on new payments technology, undertaking large-scale regulatory reviews, and advising on merchant acquiring. Ruth regularly speaks at industry events and provides client training on payments-related issues. 

Ruth has recently completed a secondment with the Financial Conduct Authority where she has been working on the implementation of PSD2 and the FCA’s guidance on the payment services regime.

Her clients have commented that her approach is "organized, insightful and extremely well thought through." That her advice is "excellent, structured and brief," and that she is a "true professional."

Ruth's recent work includes:

  • advising financial institutions on the development of new products such as a pay and collect online payment product relating to the submission of information to Bacs and a current account rewards scheme
  • working on large PSD2 implementation projects for banks, building societies and issuers
  • working on a large-scale project redrafting terms and conditions for a range of financial products including current and deposit accounts, credit cards and digital banking services
  • advising financial institutions on redrafting their customer-facing terms and conditions in line with the move toward smarter customer communications
  • advising a financial institution on its Link scheme membership and related scheme documentation
  • advising clients on the impact of Brexit in the financial services sector
Ruth Fairhurst

Legal Director

Ruth Fairhurst

Legal Director

Email