Legal and regulatory advice for the retail and business financial services sector

The retail and business financial services sector is currently experiencing significant regulatory change. We understand that you need to be on top of regulatory issues as they develop if you are to be able to focus on providing innovative products while managing the risks on existing portfolios.

We have one of the largest teams focusing on retail finance both in the UK and in Europe. Our multi-disciplinary team consists of financial services lawyers and experienced regulatory consultants. The team includes former senior in-house lawyers as well as lawyers and regulatory consultants who have previously worked at the regulators. We are also one of a small number of law firms appointed to the FCA’s skilled persons’ panel to undertake s166 reviews in relation to governance, controls and risk, conduct of business and financial crime.

We advise the following financial institutions:

• Banks
• Building societies
• Merchant acquirers
• Payment services providers
• Consumer finance providers
• Asset financiers

We have knowledge of key product areas including unsecured and secured lending, savings and protection, mortgages, life and pensions products, investments, current accounts, rental and hire agreements and insurance, and would be interested in engaging with you to understand your issues and how we can help.

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