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Lorna Restall, Associate

Lorna Restall

Associate

Practice areas

  • Pensions

Practice notes

Lorna is an associate in our pensions group. She advises trustees, sponsoring employers and insurance companies on all aspects of pensions law, with a particular focus on pensions insurance. Lorna has acted for life insurers on insurance and reinsurance structures including bulk annuities and longevity products.

Lorna’s recent experience includes advising*:

  • a number of insurer clients on a variety of buy-ins;
  • a number of insurer clients on a variety of longevity and asset reinsurance transactions with a number of different reinsurers;
  • an insurer client on an immediate needs annuities reinsurance transaction with a reinsurer;
  • insurer clients on regulatory matters, including activities requiring regulation by the PRA and FCA;
  • a trustee client on the application and validity of retrospective amendments made to a pension scheme’s trust deed and rules;
  • a trustee client on a proposal to transfer a defined contribution pension scheme to a master trust;
  • a trustee client on closing a pension scheme to future accrual; and
  • a trustee client on a pension increase exchange exercise.

*This includes experience prior to joining Eversheds Sutherland.