Ana regularly advises on: FCA handbook and PRA rule book requirements, MiFID, EMIR, capital requirements, governance and systems and controls reviews, conduct of business obligations, CASS and custody arrangements, investments regulation (retail and wholesale), and multi-jurisdictional reviews. She also advises on specialist regimes such as those applicable to market infrastructure (including exchanges and CCPs).
Ana has particular experience advising firms operating in the retail investments, wealth and private banking space. She has helped a number of these firms launch new propositions and structure their contractual arrangements and compliance processes.
Ana has spent time on secondment at three major international banks. Her areas of interest include the regulation of AI systems and cryptoasset regulation.
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- legal updatesUK: PRA and FCA consult on SM&CR Phase 2 reforms
Ana’s recent experience (from her previous firm) includes:
- Advising a major US banking group on all legal and regulatory matters associated with the launch of a major new brokerage service.
- Advising private banks and wealth firms on the launch of new business lines, including ISA offerings, an FX hedging managed and advisory service, a new structured product offering, a new default option offering, and new private equity fund launches.
- Advising on the new consumer composite investment (CCI) rules, targeted support requirements and the proposed changes to suitability requirements.
- Advising a commercial bank on systems and controls requirements and money laundering CDD obligations in the context of concerns raised by the FCA.
- Advising a major custody bank on CASS and regulatory compliance matters across its business.
- Providing regulatory advice to market infrastructure entities on regulatory requirements and operational continuity measures.
- Advising on the Senior Managers and Certification Regime and governance matters, input on regulatory references, conducting governance reviews and helping firms and senior managers respond the regulator. Providing training to the board and senior managers on duties.
- Advising governmental entities on financial services regulation and regulatory good practice, including on the drafting of new laws.
- Advising on a significant cross border merger of two large banks within a large international banking group.
- BA (Hons) Jurisprudence, 2007-2010, University of Oxford
- Legal Practice Course, 2011, BPP Law School